/* Sign-in and registration pages: the owner-supplied Pinnacle Premier Bank design (dark navy and cyan). Fonts: Cormorant Garamond and Manrope. */
:root{
  --bg:#061229;--bg2:#081631;--bg3:#0d1f3d;
  --panel-edge:rgba(11,181,224,.22);
  --line:rgba(11,181,224,.16);--hair:rgba(255,255,255,.07);
  --gold:#0bb5e0;--gold-hi:#8fe3f8;--gold-lo:#0786ad;
  --ink:#f2f7fc;--text:#c3d0e2;--muted:#8798b4;--faint:#5e6f8c;
  --field:rgba(4,14,34,.72);--field-hi:rgba(6,20,46,.92);
  --serif:'Cormorant Garamond','Iowan Old Style',Georgia,serif;
  --sans:'Manrope','Segoe UI',system-ui,-apple-system,sans-serif;
  --r:14px;
}
*{box-sizing:border-box}
html{background:var(--bg)}
body{margin:0;min-height:100svh;background:var(--bg);color:var(--text);font:400 14px/1.6 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:hidden}
button,input,select{font:inherit;color:inherit}
button{cursor:pointer;border:0;background:none;padding:0}
a{color:var(--gold-hi);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:4px}
:focus-visible{outline:2px solid var(--gold);outline-offset:4px;border-radius:6px}
[hidden]{display:none!important}
.icon{width:18px;height:18px;flex-shrink:0;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.skip{position:fixed;left:16px;top:-80px;z-index:50;background:var(--bg3);color:var(--ink);padding:10px 14px;border-radius:8px;border:1px solid var(--line)}
.skip:focus{top:16px}

/* Atmosphere */
.scene{position:fixed;inset:0;z-index:0;pointer-events:none;overflow:hidden}
.scene:before{content:'';position:absolute;inset:-20%;
  background:
   radial-gradient(40% 35% at 20% 28%,rgba(28,78,170,.36),transparent 70%),
   radial-gradient(35% 30% at 82% 14%,rgba(11,181,224,.15),transparent 70%),
   radial-gradient(45% 40% at 72% 88%,rgba(22,55,107,.34),transparent 70%),
   radial-gradient(30% 30% at 8% 92%,rgba(64,202,241,.12),transparent 70%),
   linear-gradient(160deg,#0d1f3d 0%,#081631 50%,#061229 100%);
  animation:drift 28s ease-in-out infinite alternate}
.scene:after{content:'';position:absolute;inset:0;opacity:.35;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='200' height='200' filter='url(%23n)' opacity='.5'/%3E%3C/svg%3E")}
.grid-lines{position:absolute;inset:0;background-image:linear-gradient(var(--hair) 1px,transparent 1px),linear-gradient(90deg,var(--hair) 1px,transparent 1px);background-size:88px 88px;mask-image:radial-gradient(70% 60% at 25% 40%,#000 0%,transparent 75%);-webkit-mask-image:radial-gradient(70% 60% at 25% 40%,#000 0%,transparent 75%);opacity:.55}
@keyframes drift{0%{transform:translate3d(0,0,0) scale(1)}100%{transform:translate3d(-3%,2%,0) scale(1.06)}}

/* Layout */
.layout{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);min-height:100svh}
.story{position:sticky;top:0;height:100svh;padding:44px clamp(30px,4.6vw,84px) 36px;display:flex;flex-direction:column;border-right:1px solid var(--hair);overflow:hidden}
.content{display:flex;flex-direction:column;padding:36px clamp(22px,4.2vw,76px) 28px;min-width:0}

/* Brand */
.brand{display:flex;align-items:center;gap:14px;color:var(--ink)}
.brand:hover{text-decoration:none}
.logo{display:block;height:auto}
.story .logo{width:min(250px,60%)}
.mobile-brand .logo{width:190px}

.wordmark{display:flex;flex-direction:column;line-height:1}
.wordmark b{font:500 22px/1 var(--serif);letter-spacing:.5px;color:var(--ink)}
.wordmark small{font:600 8.5px/1 var(--sans);letter-spacing:4.2px;text-transform:uppercase;color:var(--gold);margin-top:7px}

.eyebrow{display:inline-flex;align-items:center;gap:12px;font:600 10.5px/1 var(--sans);letter-spacing:3.4px;text-transform:uppercase;color:var(--gold)}
.eyebrow:before{content:'';width:28px;height:1px;background:linear-gradient(90deg,transparent,var(--gold))}
.story .eyebrow{margin:clamp(40px,7vh,76px) 0 20px}
.story h1{font:400 clamp(44px,4vw,66px)/1.02 var(--serif);letter-spacing:-1.4px;color:var(--ink);margin:0}
.story h1 em{font-style:italic;background:linear-gradient(100deg,var(--gold-hi) 10%,var(--gold) 45%,#0786ad 70%,var(--gold-hi) 100%);-webkit-background-clip:text;background-clip:text;color:transparent;background-size:200% 100%;animation:sheen 9s ease-in-out infinite}
@keyframes sheen{0%,100%{background-position:0 0}50%{background-position:100% 0}}
.intro{color:var(--muted);font-size:14.5px;line-height:1.75;max-width:380px;margin:20px 0 0}

/* Journey */
.journey{list-style:none;padding:0;margin:clamp(30px,5vh,52px) 0 0;position:relative}
.journey li{position:relative;display:flex;gap:18px;padding-bottom:26px}
.journey li:not(:last-child):after{content:'';position:absolute;left:17px;top:40px;bottom:4px;width:1px;background:linear-gradient(var(--line),transparent)}
.journey .num{width:36px;height:36px;flex-shrink:0;border-radius:50%;display:grid;place-items:center;font:600 12px/1 var(--sans);color:var(--muted);border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.02);transition:.4s}
.journey b{display:block;font:500 21px/1.15 var(--serif);color:#a9bbd4;margin:5px 0 5px;transition:color .4s}
.journey p{margin:0;font-size:12.5px;color:var(--faint);line-height:1.6;transition:color .4s}
.journey li.active .num{color:#04152f;border-color:transparent;background:linear-gradient(135deg,var(--gold-hi),var(--gold-lo));box-shadow:0 0 0 6px rgba(11,181,224,.12),0 0 30px rgba(11,181,224,.35)}
.journey li.active b{color:var(--ink)}
.journey li.active p{color:var(--muted)}
.journey li.done .num{color:var(--gold);border-color:rgba(11,181,224,.45)}

.story-bottom{margin-top:auto;border-top:1px solid var(--line);padding-top:22px;display:flex;gap:14px;font-size:12.5px;line-height:1.65;color:var(--muted)}
.story-bottom .icon{color:var(--gold);width:22px;height:22px;margin-top:2px}
.story-bottom b{display:block;color:var(--ink);font-weight:600;margin-bottom:3px}

/* Top nav */
.top-nav{display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:12px;color:var(--muted)}
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border:1px solid var(--hair);border-radius:999px;background:rgba(255,255,255,.02)}
.pill .dot{width:6px;height:6px;border-radius:50%;background:#5fd3f3;box-shadow:0 0 0 4px rgba(95,211,243,.16)}
.help{display:inline-flex;align-items:center;gap:8px;color:var(--text);padding:8px 2px;transition:color .2s}
.help:hover{color:var(--gold-hi)}
.mobile-brand{display:none}

/* Panel */
.form-area{width:100%;max-width:620px;margin:auto;padding:34px 0}
.panel{position:relative;padding:40px 42px 34px;border-radius:26px;background:linear-gradient(180deg,rgba(22,48,96,.66),rgba(8,22,49,.84));backdrop-filter:blur(22px) saturate(140%);-webkit-backdrop-filter:blur(22px) saturate(140%);box-shadow:0 50px 120px -30px rgba(0,0,0,.8),inset 0 1px 0 rgba(255,255,255,.06)}
.panel:before{content:'';position:absolute;inset:0;border-radius:inherit;padding:1px;background:linear-gradient(160deg,rgba(143,227,248,.5),rgba(11,181,224,.08) 35%,rgba(255,255,255,.04) 65%,rgba(11,181,224,.3));-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.panel-crest{position:absolute;top:-1px;left:50%;transform:translateX(-50%);width:140px;height:2px;background:linear-gradient(90deg,transparent,var(--gold-hi),transparent)}
.kicker{font:600 10.5px/1 var(--sans);letter-spacing:3.2px;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.form-area h2{font:500 38px/1.06 var(--serif);letter-spacing:-.6px;color:var(--ink);margin:0 0 10px}
.subtitle{color:var(--muted);font-size:14px;line-height:1.7;margin:0 0 26px}
.section-label{display:flex;align-items:center;gap:12px;font:600 11px/1 var(--sans);letter-spacing:1.8px;text-transform:uppercase;color:var(--gold);margin:6px 0 16px}
.section-label:after{content:'';flex:1;height:1px;background:linear-gradient(90deg,var(--line),transparent)}

/* Stepper */
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:8px;padding:0;margin:0 0 34px;position:relative}
.steps li button{width:100%;display:flex;flex-direction:column;align-items:flex-start;gap:10px;text-align:left;color:var(--faint);font:600 10.5px/1.2 var(--sans);letter-spacing:1.4px;text-transform:uppercase;transition:color .3s}
.steps li button:disabled{cursor:default}
.bar{display:block;width:100%;height:3px;border-radius:3px;background:rgba(255,255,255,.08);overflow:hidden;position:relative}
.bar:after{content:'';position:absolute;inset:0;transform:scaleX(0);transform-origin:left;background:linear-gradient(90deg,var(--gold-lo),var(--gold-hi));transition:transform .6s cubic-bezier(.2,.8,.2,1)}
.step-no{color:var(--muted);font-weight:500;letter-spacing:1px}
.steps li.done button,.steps li.active button{color:var(--ink)}
.steps li.done .bar:after,.steps li.active .bar:after{transform:scaleX(1)}
.steps li.active .bar{box-shadow:0 0 14px rgba(11,181,224,.45)}
.steps li.active .step-no,.steps li.done .step-no{color:var(--gold)}

/* Account types */
.types{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:22px}
.type{position:relative;cursor:pointer;display:flex;flex-direction:column;gap:14px;min-height:132px;padding:20px 20px 18px;border-radius:18px;border:1px solid rgba(255,255,255,.08);background:linear-gradient(180deg,rgba(255,255,255,.03),rgba(255,255,255,.01));transition:transform .25s,border-color .25s,background .25s,box-shadow .25s;overflow:hidden}
.type:hover{transform:translateY(-2px);border-color:rgba(11,181,224,.35)}
.type input{position:absolute;opacity:0;pointer-events:none}
.type .ti{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;color:var(--gold);background:rgba(11,181,224,.07);border:1px solid var(--line);transition:.25s}
.type .ti .icon{width:21px;height:21px}
.type b{display:block;color:var(--ink);font:500 21px/1.1 var(--serif);margin-bottom:4px}
.type small{display:block;color:var(--muted);font-size:12px}
.type .tick{position:absolute;right:16px;top:16px;width:22px;height:22px;border-radius:50%;border:1px solid rgba(255,255,255,.18);display:grid;place-items:center;transition:.25s}
.type .tick:after{content:'';width:5px;height:9px;border:solid #04152f;border-width:0 2px 2px 0;transform:rotate(45deg) translate(-1px,-1px) scale(0);transition:transform .25s}
.type:has(input:checked){border-color:rgba(11,181,224,.75);background:radial-gradient(120% 90% at 100% 0%,rgba(11,181,224,.16),transparent 60%),linear-gradient(180deg,rgba(11,181,224,.07),rgba(11,181,224,.02));box-shadow:0 20px 40px -20px rgba(11,181,224,.4),inset 0 0 0 1px rgba(11,181,224,.25)}
.type:has(input:checked) .tick{background:linear-gradient(135deg,var(--gold-hi),var(--gold-lo));border-color:transparent}
.type:has(input:checked) .tick:after{transform:rotate(45deg) translate(-1px,-1px) scale(1)}
.type:has(input:checked) .ti{background:linear-gradient(135deg,var(--gold-hi),var(--gold-lo));color:#04152f;border-color:transparent}
.type:has(input:focus-visible){outline:2px solid var(--gold);outline-offset:3px}

/* Fields */
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.field{margin-bottom:18px;min-width:0}
.field label{display:block;font:600 11px/1 var(--sans);letter-spacing:1.3px;text-transform:uppercase;color:#a9bbd4;margin-bottom:10px}
.field label .optional{text-transform:none;letter-spacing:0;font-weight:500;color:var(--faint)}
.input-wrap{position:relative}
.input-wrap>.icon{position:absolute;left:17px;top:50%;transform:translateY(-50%);color:var(--faint);pointer-events:none;transition:color .2s}
input:not([type=checkbox]):not([type=radio]),select{display:block;width:100%;height:54px;padding:0 18px;border-radius:var(--r);border:1px solid rgba(255,255,255,.09);background:var(--field);color:var(--ink);outline:none;transition:border-color .2s,box-shadow .25s,background .2s;box-shadow:inset 0 1px 2px rgba(0,0,0,.4)}
input::placeholder{color:#5a6d8c}
input[type=date]{color-scheme:dark}
select{appearance:none;-webkit-appearance:none;padding-right:44px;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230bb5e0' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;background-size:16px}
select option{background:#071735;color:var(--ink)}
.has-icon input:not([type=checkbox]):not([type=radio]){padding-left:50px}
.has-toggle input:not([type=checkbox]):not([type=radio]){padding-right:58px}
input:not([type=checkbox]):not([type=radio]):hover,select:hover{border-color:rgba(11,181,224,.28)}
input:not([type=checkbox]):not([type=radio]):focus,select:focus{border-color:rgba(11,181,224,.7);background-color:var(--field-hi);box-shadow:0 0 0 4px rgba(11,181,224,.12),inset 0 1px 2px rgba(0,0,0,.4)}
.input-wrap:focus-within>.icon{color:var(--gold)}
.was-validated input:invalid,.was-validated select:invalid{border-color:rgba(255,157,138,.75)!important}
input:-webkit-autofill{-webkit-text-fill-color:var(--ink);-webkit-box-shadow:0 0 0 100px #071735 inset;caret-color:var(--ink)}
.toggle{position:absolute;right:8px;top:50%;transform:translateY(-50%);width:40px;height:40px;border-radius:10px;color:var(--muted);display:grid;place-items:center;transition:.2s}
.toggle:hover{color:var(--gold-hi);background:rgba(255,255,255,.04)}
.toggle[aria-pressed=true]{color:var(--gold-hi);background:rgba(11,181,224,.1)}
.hint{font-size:12px;color:var(--faint);margin:-4px 0 20px;display:flex;align-items:center;gap:8px}
.hint .icon{width:15px;height:15px;color:var(--gold)}

.security-note{display:flex;gap:14px;padding:16px 18px;border-radius:var(--r);background:rgba(11,181,224,.05);border:1px solid var(--line);font-size:12.5px;line-height:1.65;color:var(--muted);margin-bottom:22px}
.security-note .icon{color:var(--gold);width:20px;height:20px;margin-top:1px}
.security-note b{display:block;color:var(--ink);font-weight:600;margin-bottom:2px;font-size:13px}

/* Password */
.meter{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin:12px 0 10px}
.meter i{height:3px;border-radius:3px;background:rgba(255,255,255,.08);transition:background .3s,box-shadow .3s}
.meter i.on{background:linear-gradient(90deg,var(--gold-lo),var(--gold-hi));box-shadow:0 0 10px rgba(11,181,224,.4)}
.pw-rules{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px}
.pw-rule{display:inline-flex;align-items:center;gap:7px;font-size:11.5px;color:var(--faint);padding:6px 11px;border-radius:999px;border:1px solid rgba(255,255,255,.08);transition:.3s}
.pw-rule:before{content:'';width:6px;height:6px;border-radius:50%;background:currentColor;opacity:.6}
.pw-rule.met{color:var(--gold-hi);border-color:rgba(11,181,224,.4);background:rgba(11,181,224,.07)}
.captcha{display:flex;align-items:center;gap:14px;padding:10px 10px 10px 20px;border-radius:var(--r);background:rgba(255,255,255,.025);border:1px solid rgba(255,255,255,.08)}
.captcha output{font:500 26px/1 var(--serif);letter-spacing:2px;color:var(--gold-hi);white-space:nowrap}
.captcha input{max-width:120px;height:46px!important}
.captcha button{margin-left:auto;width:42px;height:42px;border-radius:10px;display:grid;place-items:center;color:var(--muted);transition:.3s}
.captcha button:hover{color:var(--gold-hi);background:rgba(255,255,255,.04);transform:rotate(-90deg)}
.check-label{display:flex;align-items:flex-start;gap:12px;color:var(--text);cursor:pointer;line-height:1.6;font-size:13px;margin-top:6px}
.check-label input{appearance:none;-webkit-appearance:none;width:20px;height:20px;margin:0;flex-shrink:0;border-radius:6px;border:1px solid rgba(11,181,224,.4);background:var(--field);display:grid;place-items:center;cursor:pointer;transition:.2s}
.check-label input:checked{background:linear-gradient(135deg,var(--gold-hi),var(--gold-lo));border-color:var(--gold)}
.check-label input:checked:after{content:'';width:5px;height:10px;border:solid #04152f;border-width:0 2px 2px 0;transform:rotate(45deg) translate(-1px,-1px)}
.was-validated .check-label input:invalid{border-color:rgba(255,157,138,.75)}
.text-button{color:var(--gold-hi);font-weight:500}
.text-button:hover{text-decoration:underline;text-underline-offset:4px}

/* Buttons */
.actions{display:flex;gap:12px;margin-top:28px}
.primary{position:relative;overflow:hidden;flex:1;width:100%;min-height:58px;border-radius:var(--r);display:flex;align-items:center;justify-content:center;gap:12px;font:700 13px/1 var(--sans);letter-spacing:1.6px;text-transform:uppercase;color:#04152f;
  background:linear-gradient(135deg,#9be8fb 0%,#3cc8ef 35%,#0ba4d0 70%,#5fd3f3 100%);
  box-shadow:0 18px 40px -14px rgba(11,181,224,.55),inset 0 1px 0 rgba(255,255,255,.55),inset 0 -1px 0 rgba(0,0,0,.2);transition:transform .25s,box-shadow .25s,filter .25s}
.primary:before{content:'';position:absolute;inset:0;background:linear-gradient(110deg,transparent 35%,rgba(255,255,255,.55) 50%,transparent 65%);transform:translateX(-120%);transition:transform .8s ease}
.primary:hover{transform:translateY(-2px);box-shadow:0 24px 48px -14px rgba(11,181,224,.7),inset 0 1px 0 rgba(255,255,255,.55)}
.primary:hover:before{transform:translateX(120%)}
.primary .icon{stroke-width:2;transition:transform .25s}
.primary:hover .icon{transform:translateX(4px)}
.back{flex:0 0 58px;height:58px;border-radius:var(--r);border:1px solid rgba(11,181,224,.3);color:var(--gold-hi);display:grid;place-items:center;transition:.25s}
.back:hover{background:rgba(11,181,224,.08);border-color:rgba(11,181,224,.6)}
.next-note{text-align:center;font-size:12px;color:var(--faint);margin:14px 0 0;letter-spacing:.3px}
.signin-note{text-align:center;margin:26px 0 0;padding-top:22px;border-top:1px solid var(--hair);color:var(--muted);font-size:13px}
.signin-note a{display:inline-flex;align-items:center;gap:6px;margin-left:6px;font-weight:600}
.signin-note .icon{width:15px;height:15px}
.error{color:#ff9d8a;font-size:12px;min-height:0;margin:8px 0 0}
.demo{text-align:center;margin:18px 0 0;font-size:11px;letter-spacing:.4px;color:var(--faint)}

/* Complete */
.success{text-align:center;padding:10px 0 0}
.success-icon{width:84px;height:84px;margin:0 auto 26px;border-radius:50%;display:grid;place-items:center;color:#04152f;background:linear-gradient(135deg,var(--gold-hi),var(--gold-lo));box-shadow:0 0 0 10px rgba(11,181,224,.08),0 0 0 22px rgba(11,181,224,.04),0 20px 60px rgba(11,181,224,.35);animation:pop .6s cubic-bezier(.2,.9,.3,1.3)}
.success-icon .icon{width:36px;height:36px;stroke-width:2.2}
.summary{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin:26px 0 18px;border-radius:16px;overflow:hidden;border:1px solid var(--line);background:var(--line);text-align:left}
.summary div{padding:18px 20px;background:#0a1a3a}
.summary dt{font:600 10.5px/1 var(--sans);letter-spacing:1.8px;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.summary dd{margin:0;font:500 22px/1.1 var(--serif);color:var(--ink);overflow-wrap:anywhere}

.footer{display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;border-top:1px solid var(--hair);padding-top:20px;font-size:11.5px;color:var(--faint)}
.footer-links{display:flex;gap:22px}
.footer .text-button{color:var(--muted)}
.footer .text-button:hover{color:var(--gold-hi)}

/* Dialog */
dialog{width:calc(100% - 32px);max-width:470px;padding:40px 36px 34px;border-radius:22px;border:1px solid var(--panel-edge);background:linear-gradient(180deg,#10264f,#081631);color:var(--text);box-shadow:0 60px 140px rgba(0,0,0,.8)}
dialog::backdrop{background:rgba(3,5,12,.72);backdrop-filter:blur(8px)}
dialog[open]{animation:pop .35s cubic-bezier(.2,.9,.3,1.2)}
@keyframes pop{from{opacity:0;transform:translateY(10px) scale(.95)}to{opacity:1;transform:none}}
dialog h2{font:500 32px/1.1 var(--serif);color:var(--ink);margin:14px 0 14px}
dialog p{color:var(--muted);line-height:1.75;font-size:13.5px}
dialog strong{color:var(--ink)}
dialog .close{position:absolute;right:16px;top:16px;width:36px;height:36px;border-radius:10px;display:grid;place-items:center;color:var(--muted)}
dialog .close:hover{background:rgba(255,255,255,.05);color:var(--ink)}
.modal-icon{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;color:var(--gold);background:rgba(11,181,224,.08);border:1px solid var(--line)}
.modal-icon .icon{width:22px;height:22px}

.application-stage{animation:stage .5s cubic-bezier(.2,.8,.2,1)}
@keyframes stage{from{opacity:0;transform:translateX(14px)}to{opacity:1;transform:none}}
.rise{opacity:0;transform:translateY(14px);animation:rise .9s cubic-bezier(.2,.8,.2,1) forwards}
.d1{animation-delay:.05s}.d2{animation-delay:.15s}.d3{animation-delay:.25s}.d4{animation-delay:.35s}.d5{animation-delay:.45s}
@keyframes rise{to{opacity:1;transform:none}}

/* Responsive */
@media(max-height:820px){.journey li{padding-bottom:16px}.journey p{display:none}.story .eyebrow{margin-top:34px}}
@media(max-width:1100px){.panel{padding:34px 28px 28px}.type{min-height:120px;padding:18px 16px}}
@media(max-width:900px){
  .layout{display:block}
  .story{display:none}
  .mobile-brand{display:flex}
  .content{padding:22px 16px 24px;min-height:100svh}
  .top-nav .pill{display:none}
  .form-area{padding:24px 0}
  .panel{padding:30px 20px 24px;border-radius:20px}
  .form-area h2{font-size:32px}
  .steps li button{font-size:9.5px;letter-spacing:1px}
}
@media(max-width:520px){.grid2{grid-template-columns:1fr}.types{gap:10px}.type{min-height:118px;padding:16px 14px}.type b{font-size:18px}.type small{font-size:11px}.steps .lbl{display:none}.summary{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important}.rise{opacity:1;transform:none}}

/* ---------- Platform additions: server messages, field errors, captcha image ---------- */
.err{display:block;color:var(--danger,#ff9d8a);font-size:12px;line-height:1.5;margin:8px 0 0}
.has-err input:not([type=checkbox]):not([type=radio]),.has-err select{border-color:rgba(255,157,138,.75)!important}
.notice{margin:0 0 22px;padding:14px 16px;border-radius:12px;background:rgba(11,181,224,.08);border:1px solid rgba(11,181,224,.3);color:#cdeefa;font-size:12.5px;line-height:1.6;text-align:left}
.notice.bad{background:rgba(255,157,138,.08);border-color:rgba(255,157,138,.4);color:#ffd6cc}
.notice.ok{background:rgba(64,214,160,.08);border-color:rgba(64,214,160,.4);color:#c8f5e3}
.notice table{margin-top:6px;border-collapse:collapse;font-size:12px}.notice td{padding:2px 14px 2px 0}
.captcha img{display:block;height:40px;width:auto;border-radius:8px}
.captcha input{flex:1;min-width:0}
dialog ul{margin:0;padding-left:18px;color:var(--muted);font-size:13.5px;line-height:1.75}
.steps li[hidden]{display:none!important}
/* Pinnacle Premier Bank: an enquiry, not an account type */
a.type.ib{display:flex;margin:-8px 0 22px;flex-direction:row;align-items:center;gap:16px;min-height:0;padding:16px 18px;margin-top:0;color:inherit;text-decoration:none;border-style:dashed}
a.type.ib:hover{text-decoration:none}
a.type.ib small{line-height:1.55;margin-top:2px}
a.type.ib .go{margin-left:auto;display:inline-flex;align-items:center;gap:6px;white-space:nowrap;font-weight:600;font-size:12.5px;color:var(--gold-hi)}
a.type.ib .go .icon{width:15px;height:15px}
@media(max-width:520px){a.type.ib{flex-wrap:wrap}a.type.ib .go{margin-left:58px}}
.steps.five li button{font-size:9.5px;letter-spacing:.8px}.steps.five .step-no{letter-spacing:.5px}

/* Open-account guide */
.guide-start{text-align:center;margin:18px 0 0}
.guide-start .text-button{display:inline-flex;align-items:center;gap:8px;font-size:13px}
.guide-start .icon{width:16px;height:16px}
.guide-ask{text-align:left}
.guide-ask .modal-icon{margin-bottom:4px}
.guide-ask-actions{display:flex;flex-direction:column;gap:10px;margin-top:24px}
.guide-ask .primary{min-height:52px}
.guide-no{min-height:48px;border-radius:var(--r);border:1px solid var(--line);color:var(--text);font-weight:600;font-size:13px}
.guide-no:hover{border-color:var(--gold);color:var(--ink)}
.guide{position:absolute;z-index:40;width:310px;padding:18px 18px 14px;border-radius:16px;border:1px solid rgba(11,181,224,.45);background:linear-gradient(180deg,#12305f,#0a1a3a);box-shadow:0 30px 80px rgba(0,0,0,.6),0 0 0 6px rgba(11,181,224,.06);color:var(--text);transition:top .3s ease,left .3s ease;animation:pop .3s cubic-bezier(.2,.9,.3,1.2)}
.guide:after{content:'';position:absolute;top:26px;right:-8px;width:14px;height:14px;background:#12305f;border:1px solid rgba(11,181,224,.45);border-left:0;border-bottom:0;transform:rotate(45deg)}
.guide:not(.side):after{top:-8px;left:28px;right:auto;border:1px solid rgba(11,181,224,.45);border-right:0;border-bottom:0}
.guide.dock{position:fixed;left:12px!important;right:12px;bottom:12px;top:auto!important;width:auto}
.guide.dock:after{display:none}
.guide-top{display:flex;justify-content:space-between;align-items:center;font:700 10px/1 var(--sans);letter-spacing:2px;text-transform:uppercase;color:var(--gold)}
.guide-count{color:var(--muted);letter-spacing:1px}
.guide-title{display:block;font:500 22px/1.15 var(--serif);color:var(--ink);margin:10px 0 6px}
.guide-text{margin:0;font-size:13px;line-height:1.65;color:var(--text)}
.guide-actions{display:flex;justify-content:space-between;align-items:center;margin-top:14px;padding-top:12px;border-top:1px solid var(--hair)}
.guide-actions span{display:flex;gap:8px}
.guide-stop{font-size:12px;color:var(--muted)}
.guide-stop:hover{color:var(--ink)}
.guide-prev,.guide-next{height:36px;border-radius:10px;display:inline-flex;align-items:center;gap:6px;font:700 11px/1 var(--sans);letter-spacing:1.2px;text-transform:uppercase}
.guide-prev{width:36px;justify-content:center;border:1px solid var(--line);color:var(--text)}
.guide-prev:disabled{opacity:.35;cursor:default}
.guide-next{padding:0 14px;color:#04152f;background:linear-gradient(135deg,var(--gold-hi),var(--gold))}
.guide-prev .icon,.guide-next .icon{width:15px;height:15px}
.guided{outline:2px solid rgba(11,181,224,.6);outline-offset:8px;border-radius:12px;box-shadow:0 0 0 14px rgba(11,181,224,.06);transition:outline-color .3s}
.actions.guided{outline-offset:6px}
@media(max-width:760px){.content{padding-bottom:230px}}
